Long-Term Investment
A key strategy for achieving your financial goals
Committing to long-term investing can be a key strategy for achieving your financial goals. This approach may allow for compound growth, risk mitigation, and the realisation of future objectives.
Selecting the right portfolio is a fundamental step towards achieving your financial goals, allowing you to stay calm and confident in your investment choices. This decision shapes the trajectory of your investments and aligns with your specific objectives and risk tolerance.
Clearly define what you want to achieve financially.Your goals will dictate the type of portfolio that is right for you, whether it’s prioritising income, stability, or growth.
Short-Term Goals: Focus on immediate needs such as saving for a vacation or building an emergency fund.
Long-Term Goals: Aim for significant milestones such as retirement savings or purchasing a home.
Understand how much risk you are willing to take.The eToro Core series ranges from conservative to aggressive risk profiles, ensuring there’s a suitable option for everyone.
Low Risk: Prefer stability with lower returns.
Moderate Risk: Willing to accept some volatility for potential growth.
High Risk: Comfortable with significant fluctuations for higher returns.
Determine Your Investment horizon. Whether your horizon is short-, medium- or long-term, aligning it with your portfolio choice is essential.
Short-Term: Investment period is less than 3 years.
Medium-Term: Investment period ranges from 3 to 10 years.
Long-Term: Investment period exceeds 10 years.
Be prepared to adjust your strategy as your life evolves. Major life events and financial changes can impact your investment strategy, and the eToro Core Portfolios are designed to adapt.
Major Life Events: Plan for significant events such as marriage, having children, or retirement.
Financial Changes: Adapt to changes like salary increases, receiving an inheritance, or facing major expenses.